DOn Seibert's Articles in Finance

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Supplemental Retirement Income - Why You Need It Supplemental Retirement Income can mean the difference between having a wonderful and worry free retirement and always being strapped for cash during what is supposed to be your happiest years. Here is how I created several "Cash Machines" to provide multiple streams of income for my retirement. Reverse Mortgage Requirements Reverse Mortgages have a completely different set of qualifications and requirement than do a traditional real estate mortgage. Rather than being interested in your income and ability to repay the loan, lenders of reverse mortgages care most about your home and the equity that you have in it. Here are the details. Why a Reverse Mortgage May Not Be Good for Your Situation A reverse mortgage may not be the best thing for lots of senior citizens. It depends on several factors like your age, the location of your home, and the amount of equity you have in your home. Let's take a look at how to evaluate a reverse mortgage. What is FHA Reverse MOrtgage Insurance The Federal government has instituted a program under the Dept of Houseing and Urban Renewal (HUD) to provide insurance on reverse mortgages. Is this insurance important and do you really need it Reverse Mortgage for Seniors - Why You Need Independent Counseling One of the most popular forms of mortgages today, especially for senior citizens is the reverse mortgage. Here will explore the need to obtain independent counseling before committing to any reverse mortgage. Reverse Mortgages - Can Your House Really Pay You One of the most popular forms of mortgages today, especially for senior citizens is the reverse mortgage. Here will explore the benefits and advantages as well as the downsides of the reverse mortgage.

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