http://www.articleco.com/Category/Credit/115 Credit articles from ArticleCo.com Rss Follow Up Wed, 27 Aug 2008 19:57:02 -0400 Increasing your existing credit limits is one of the fastest ways to increase your credit scores. But it's important your spending habits stay the same or are lower. To rush out and quickly use the new available credit would defeat the purpose. http://www.articleco.com/Article/How-and-Why-Increasing-Your-Credit-Limits-Rebuilds-Bad-Credit/99289 Thu, 17 Jul 2008 00:00:00 -0400 http://www.articleco.com/Article/How-and-Why-Increasing-Your-Credit-Limits-Rebuilds-Bad-Credit/99289 Provides the low-down on balance transfer credit cards. http://www.articleco.com/Article/Balance-Transfer-Credit-Cards/83211 Sat, 19 Apr 2008 00:00:00 -0400 http://www.articleco.com/Article/Balance-Transfer-Credit-Cards/83211 Provides credit scoring methods, companies and resources. http://www.articleco.com/Article/Your-Credit-Score/78578 Wed, 12 Mar 2008 00:00:00 -0400 http://www.articleco.com/Article/Your-Credit-Score/78578 Have you been pursued by your lenders to pay for past-due bills that you never made? Or have you been denied credit because of unpaid bills on your credit report even if you know you have been paying your debts religiously? Then you might have been a victim identity theft. http://www.articleco.com/Article/How-to-Prevent-Identity-Theft-in-8-Ways/77934 Fri, 07 Mar 2008 00:00:00 -0500 http://www.articleco.com/Article/How-to-Prevent-Identity-Theft-in-8-Ways/77934 The Fair Credit Reporting Act or FCRA of 1970 has recently been strengthened in order to allow anyone to dispute negative disputes on their credit report. This can be done with a letter of dispute and in turn the credit bureaus must either delete the listing or verify it. http://www.articleco.com/Article/Anatomy-of-A-Credit-Dispute-Letter/77929 Fri, 07 Mar 2008 00:00:00 -0500 http://www.articleco.com/Article/Anatomy-of-A-Credit-Dispute-Letter/77929 Have you been pursued by your lenders to pay for past-due bills that you never made? Or have you been denied credit because of unpaid bills on your credit report even if you know you have been paying your debts religiously? Then you might have been a victim identity theft. http://www.articleco.com/Article/How-to-Prevent-Identity-Theft-in-8-Ways-/75568 Wed, 20 Feb 2008 00:00:00 -0500 http://www.articleco.com/Article/How-to-Prevent-Identity-Theft-in-8-Ways-/75568 What do you do if your credit card bill is incorrect? http://www.articleco.com/Article/Ever-Have-A-Problem-With-Your-Credit-Card-Company-/73890 Sat, 09 Feb 2008 00:00:00 -0500 http://www.articleco.com/Article/Ever-Have-A-Problem-With-Your-Credit-Card-Company-/73890 What are the benefits of having a gold or platinum credit card? http://www.articleco.com/Article/Should-You-Get-A-Gold-Or-Platinum-Credit-Card-/73032 Sat, 02 Feb 2008 00:00:00 -0500 http://www.articleco.com/Article/Should-You-Get-A-Gold-Or-Platinum-Credit-Card-/73032 After bankruptcy your number one mission is to prove to lenders you're now a low credit risk. So what do they want to see from you? The right answers to the following six questions. http://www.articleco.com/Article/The-Six-Questions-Lenders-Will-Ask-You-After-Your-Bankruptcy/72693 Wed, 30 Jan 2008 00:00:00 -0500 http://www.articleco.com/Article/The-Six-Questions-Lenders-Will-Ask-You-After-Your-Bankruptcy/72693 A credit card is a plastic card issued typically by banks, other financial organisations and stores. If you have a credit card, you can use it to make payments for goods or services instead of using cash or a cheque card. http://www.articleco.com/Article/Advice-About-Credit-Cards/72424 Mon, 28 Jan 2008 00:00:00 -0500 http://www.articleco.com/Article/Advice-About-Credit-Cards/72424 If you receive a credit card in the mail, what do you do with it? http://www.articleco.com/Article/Ever-Receive-A-Credit-Card-In-The-Mail-/72358 Sun, 27 Jan 2008 00:00:00 -0500 http://www.articleco.com/Article/Ever-Receive-A-Credit-Card-In-The-Mail-/72358 What are all the terms in all of those pre-approved credit card offers I keep receiving? http://www.articleco.com/Article/Choosing-And-Using-Credit-Cards/72349 Sun, 27 Jan 2008 00:00:00 -0500 http://www.articleco.com/Article/Choosing-And-Using-Credit-Cards/72349 Why variable rates are favored by card issuers and how a fixed rate can change. http://www.articleco.com/Article/Variable-Rate-vs-Fixed-Rate-Credit-Cards/71839 Wed, 23 Jan 2008 00:00:00 -0500 http://www.articleco.com/Article/Variable-Rate-vs-Fixed-Rate-Credit-Cards/71839 Rewards are a popular credit card benefit; be sure you are actually being rewarded. http://www.articleco.com/Article/Get-the-Most-From-Your-Credit-Card/71546 Sun, 20 Jan 2008 00:00:00 -0500 http://www.articleco.com/Article/Get-the-Most-From-Your-Credit-Card/71546 Your first credit card paves the way for you to build your credit history. http://www.articleco.com/Article/Getting-Your-First-Credit-Card/71545 Sun, 20 Jan 2008 00:00:00 -0500 http://www.articleco.com/Article/Getting-Your-First-Credit-Card/71545 Being frugal is okay. The choice of being frugal in some areas allows you to be extravagant in ways that mattered more to you. http://www.articleco.com/Article/The-Value-of-Being-Frugal-After-Bankruptcy/70390 Tue, 18 Dec 2007 00:00:00 -0500 http://www.articleco.com/Article/The-Value-of-Being-Frugal-After-Bankruptcy/70390 Bank Charges are one of the major sources of income for banks. All banks impose charges on certain failed transactions e.g. a bounced cheque, exceeding overdraft limits, returned direct debits etc. Indeed, banks are allowed to impose charges that reflect the amount of work undertaken by administrative staff in certain situations such as customers going into the red or handling a cheque which cannot be cleared due to insufficient funds in the account. http://www.articleco.com/Article/Claim-back-unfair-Bank---Credit-Card-charges/68195 Fri, 30 Nov 2007 00:00:00 -0500 http://www.articleco.com/Article/Claim-back-unfair-Bank---Credit-Card-charges/68195 Managing your credit the way your parents taught you would be the equivalent of buying a record player and trying to find a vinyl record of your favorite recording artist today...compared to buying an audio CD. http://www.articleco.com/Article/What-Your-Parents-Taught-You-About-Managing-Credit-Is-Wrong/67323 Fri, 23 Nov 2007 00:00:00 -0500 http://www.articleco.com/Article/What-Your-Parents-Taught-You-About-Managing-Credit-Is-Wrong/67323 The fastest and easiest ways to improve your credit score without spending any more of your moeny money. Before you pay any more money to Credit repair clinics to fix your credit, just follow few simple steps and do it your self. http://www.articleco.com/Article/5-Ways-To-Improve-Your-Credit-Score/66533 Thu, 15 Nov 2007 00:00:00 -0500 http://www.articleco.com/Article/5-Ways-To-Improve-Your-Credit-Score/66533 If you're not using a low interest credit card, ask yourself why? This credit card have numerous advantages such as the 0% Intro APR (annual percentage rate) that enables the consumer to save on interest expense. Customers who will be using their credit card to make purchases and take cash advance may be better off with a credit card that offers a low fixed interest rate instead of the 0% intro rate. http://www.articleco.com/Article/Pertinent-Information-About-Low-Interest-Credit-Cards/65943 Mon, 12 Nov 2007 00:00:00 -0500 http://www.articleco.com/Article/Pertinent-Information-About-Low-Interest-Credit-Cards/65943 There are six steps that you can take to shop for a car without having your credit scores penalized by credit inquiries. http://www.articleco.com/Article/How-to-Shop-for-a-Car----Without-Actually-Shopping-for-a-Car/65937 Sun, 11 Nov 2007 00:00:00 -0500 http://www.articleco.com/Article/How-to-Shop-for-a-Car----Without-Actually-Shopping-for-a-Car/65937 You must have heard people say to you I just found the best credit card deal on the Internet. And if you were thinking of applying for a credit card at that time, do you just go with the card your friend has informed you about? Or do you do your own research and get the best credit card offer to suit your own requirements? http://www.articleco.com/Article/Where-Will-You-Find-The-Best-Credit-Card-Offer-/65667 Thu, 08 Nov 2007 00:00:00 -0500 http://www.articleco.com/Article/Where-Will-You-Find-The-Best-Credit-Card-Offer-/65667 When we apply online for a credit card many of us are conscious of the security risks involved in offering our personal details over the internet. So just how safe is it to make that instant online credit card application? http://www.articleco.com/Article/Apply-Online-For-A-Credit-Card---Instant-Online-Credit-Card-Application/63234 Wed, 24 Oct 2007 00:00:00 -0400 http://www.articleco.com/Article/Apply-Online-For-A-Credit-Card---Instant-Online-Credit-Card-Application/63234 I HAVE LOTS OF DEBT, BUT WILL MY CREDIT BE HURT? What is the Truth? You may be in the situation of having so much credit card debt that you are feeling stressed, worried and afraid of what might happen. At the same time, you may also be so concerned about your credit score that you hesitate to do whats necessary to get out of debt. In other words, youre feeling the squeeze between the stress of your debt and the worry about your credit score. This is not the right place to be. Ill bet, when http://www.articleco.com/Article/what-is-the-truth-about-credit/60996 Thu, 11 Oct 2007 00:00:00 -0400 http://www.articleco.com/Article/what-is-the-truth-about-credit/60996 The article deals with the issue of consumer debt and how it contributes to stress and anxiety. Many people have run into debt due to overspending, financial illiteracy, and even because of deep, emotional and psychological problems that manifest as social insecurity or status anxiety. Discussion about the link of emotional distress caused by financial woes lead to physical illness. The article also briefly cites some reasons why many people incur enormous amounts of debt and the value of getting credit counseling as a financial education and debt reduction strategy. http://www.articleco.com/Article/Credit-Counseling---A-Path-to-Financial-Freedom/60530 Tue, 09 Oct 2007 00:00:00 -0400 http://www.articleco.com/Article/Credit-Counseling---A-Path-to-Financial-Freedom/60530